We’re the bank of the free

We’re here to help you get the best out of your money, no strings attached.
Welcome to your freedom!

We’ll give you a free debit card. Order it right in the app.

Create smart budgets to help you take control of your spending.

See where your money goes without solving equations.

Pay absolutely nothing for sending money.

Save automatically and we’ll pay you up to 15% interest every year.

Your phone +
our app +
a debit card =
a simpler life.

We designed a banking app for your busy lifestyle, and we’ll give you a free debit card to go with it. That’s all you need to make the right moves with your money, no sweat.

Open An Account in Minutes

It’s your money, we just help you manage it.

Save it, spend it, send it. It’s up to you. Whatever you choose to do with your money, we’ll make sure it’s done better and free of charge. We take responsibility for that.

Save money as you spend it, seriously.

You can’t avoid spending. That’s how you pay for your needs. But we can help you put money away every time you pay for something. Just set a percentage to save and watch your money grow.

See all our Savings

Turn off access, turn on safety.

Life happens. Milk spills. Debit cards go missing. If that ever happens, you can block your missing card on the app so no one can use it. We’d like to see them try.

Learn more about Cards

We’re always happy to help you.

You can chat with us on the app, slide into our DMs, tweet, leave an Instagram comment, send an email or call. However you choose to reach out, there’ll always be a friendly person there to make your life easy.

Get Help

Fees as clear as glass.

We’re serious about free banking, and we will never, ever charge you for anything without your consent.

See all our fees

Don’t just take our word for it

Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

kuda Microfinance Bank Testimonials

Mu'azu Muhammad Kudu

Just joined the best Digital Bank in Nigeria
I have no complaints whatsoever since i started using Kuda

T

Tomisinv

Never thought an app would stylish become my everyday way to bank and have access to physical cash.
@kudabank is sleek

kuda Microfinance Bank Testimonials

Babajide Duroshola

This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends!

kuda Microfinance Bank Testimonials

@RealSOK_

I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!!

kuda Microfinance Bank Testimonials

Adebambo Oyekan

I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card.

I

Ifeanyichukwu Obaji

Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

kuda Microfinance Bank Testimonials

Mu'azu Muhammad Kudu

Just joined the best Digital Bank in Nigeria
I have no complaints whatsoever since i started using Kuda

T

Tomisinv

Never thought an app would stylish become my everyday way to bank and have access to physical cash.
@kudabank is sleek

kuda Microfinance Bank Testimonials

Babajide Duroshola

This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends!

kuda Microfinance Bank Testimonials

@RealSOK_

I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!!

kuda Microfinance Bank Testimonials

Adebambo Oyekan

I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card.

I

Ifeanyichukwu Obaji

kuda Microfinance Bank Publicationskuda Microfinance Bank Publicationskuda Microfinance Bank Publicationskuda Microfinance Bank Publicationskuda Microfinance Bank Publicationskuda Microfinance Bank Publications

Our Partners

kuda Microfinance Bank Partners
kuda Microfinance Bank Partners
kuda Microfinance Bank Partners
kuda Microfinance Bank Partners
kuda Microfinance Bank Partners
kuda Microfinance Bank Partners
kuda Microfinance Bank Partners
kuda Microfinance Bank Partners

Choose the freedom you need.

Other Banks

Transfer Fee

Up to ₦50 plus V.A.T.

25 free transfers every month

Debit Card

₦1,000 plus V.A.T

Free

Card Delivery

Free

Card Maintenance Fee

Up to ₦50 per quarter

Never

Alerts

Charge for SMS alerts

Free instant notifications

Annual Interest

4%

Up to 15%

Bill Payment Fee

Up to ₦100 per bill

No

Instant Reversals

Yes

Account Maintenance Fee

Yes

Never

Get the app now, dump bank fees for good.

It only takes a few minutes to start enjoying free benefits. Download Kuda on Google Play or the App Store.